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Small Cap Value Opportunities Fund to be Closed and Liquidated

Small Cap Value Opportunities Fund to be Closed and Liquidated

November 13, 2019

Harbor Funds' Board of Trustees has determined to liquidate and dissolve the Harbor Small Cap Value Opportunities Fund. The Fund is being liquidated because it is not expected to grow to a sufficient size to become economically viable within a reasonable period of time. The liquidation of the Fund is expected to occur on December 20, 2019. The liquidation proceeds will be distributed to any remaining shareholders of the Fund on the Liquidation Date.

Shareholders may exchange shares of the Fund for another Harbor fund, or redeem shares out of the Fund, in accordance with Harbor's exchange and redemption policies as set forth in the Fund's prospectus, until the Liquidation Date.

Because the Fund will be liquidated, it is now closed to new investors. The Fund will no longer accept additional investments from existing shareholders beginning on December 2, 2019.

If you have any questions, please contact one of our Shareholder Services Representatives at 800-422-1050, Monday through Friday, from 8:00 a.m. to 6:00 p.m., Eastern time.

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Harbor Funds Distributors, Inc. is the Distributor of the Harbor Mutual Funds.
Foreside Fund Services, LLC is the Distributor of the Harbor ETFs.
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Investing involves risk and the potential loss of capital.

Investors should carefully consider the investment objectives, risks, charges and expenses of a fund before investing. To obtain a summary prospectus or prospectus for this and other information, click here or call 800-422-1050. Read it carefully before investing.

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